Last updated: July 28, 2026
Please read these Terms of Service carefully before using CA | CWA | CS | ACCA | UPSC (cacwacs.com). By accessing or using the website, you agree to be bound by these terms.
1. Acceptance of Terms
By using CA | CWA | CS | ACCA | UPSC, you confirm that you are at least 13 years of age and agree to these Terms of Service. If you do not agree to these terms, please do not use this website.
2. Description of Service
CA | CWA | CS | ACCA | UPSC provides free study materials, exam updates, notes, question papers, and related educational content for CA, CMA, CS, and UPSC aspirants in India. We also offer premium products and courses through our online store.
3. User Conduct
You agree not to:
- Use the website for any unlawful purpose or in violation of any regulations
- Redistribute, resell, or commercially exploit study materials provided free on this site
- Upload or transmit viruses or any other malicious code
- Attempt to gain unauthorized access to any portion of the website
- Scrape, crawl, or copy large portions of website content using automated tools
- Impersonate any person or misrepresent your affiliation with any entity
4. Intellectual Property
The CA | CWA | CS | ACCA | UPSC name, logo, website design, and original content created by our team are protected intellectual property. Study materials from ICAI, ICMAI, ICSI are property of their respective institutes and are made available for educational purposes under fair use principles.
5. Free Downloads and Email/WhatsApp Capture
Certain study materials require you to provide your email address and/or WhatsApp number to download. By providing this information, you consent to receiving study updates, exam alerts, and educational communications from us. You may unsubscribe at any time.
6. Premium Products and Payments
Premium courses, notes bundles, and membership plans are available for purchase through our online store. All sales are final unless the product is defective or not as described. For disputes, contact us within 7 days of purchase at legal@cacwacs.com.
7. Disclaimer of Warranties
The website and its content are provided “as is” without warranty of any kind. We do not warrant that the service will be uninterrupted, error-free, or that defects will be corrected.
8. Limitation of Liability
To the maximum extent permitted by law, CA | CWA | CS | ACCA | UPSC shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of the website or its content.
9. Modifications
We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the new terms.
10. Governing Law
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Kerala, India.
11. Contact
For questions about these Terms, contact: legal@cacwacs.com